Mission Lane
Advance

Get an Advance from Your Next Paycheck.

You shouldn’t have to wait until payday to get the money you’ve already earned. With Cash Advance, you can access up to $100 of your wages for free. (Yes, free.) Download the app to get started.

Get Started

Get Up to $100

Confirm your income to get up to $100 from your next paycheck for free, within 5 business days. Or get paid instantly for $2.99.

No Hidden Fees

There are no required fees. No interest. And no credit checks. Just easy access to the money you’ve already earned.

Flexible Repayment

To fit your pay schedule, we give you up to 30 days to pay us back after you've requested your Advance.

Frequently asked questions

Are there any required fees or interest for Advance?

No, we don’t charge any interest or fees for Advance. Our standard delivery option (within 5 business days) is free for all eligible users. If you’re eligible, you can get an instant payout to your debit card for just $2.99.

How soon will I receive my Advance?

Free standard delivery takes a maximum of 5 days to process to your bank account. If you’re eligible, you can get an instant payout to your debit card for just $2.99.

When do I need to pay back my Advance?

Once you request a cash advance, you’ll have 30 days to pay us back. Once your Advance request is approved, you can schedule your repayment date. We recommend repaying your Advance on payday, or whenever you’re typically paid.

Do cash advances affect my credit score?

No. We don’t require a credit check in order for you to request or receive a cash advance, and don’t report your Advance activity to the credit bureaus. However, paying us back within 30 days will allow you to request future cash advances.

How does Mission Lane determine eligibility and limits?
We look at your linked bank account to understand your cash flow history. This allows us to approve users who aren’t paid in standard frequencies or receive income from multiple sources.
Do I have to use other Mission Lane products in order to request an Advance?

No. You aren’t required to use other Mission Lane offerings or services to request or receive an Advance, but we’d love for you to check them out!

Can I link any bank account to receive my Advance?

No. We use a secure, third-party service called Plaid to connect your bank account, which doesn’t support all banks. To have a chance at receiving higher cash advance limits, we recommend connecting the bank account where you deposit your income.